Economists are reporting that the economy is showing signs of recovery. Daily there are reports that the future for business is looking brighter; increased hiring, raises in compensation, etc. but, it will be a steady climb back… not an overnight flip. Business owners need to be aware that, while the business world does seem to be showing improvement, it is still vital that we make savvy business decisions to keep cash flowing and business growing. One method often overlooked, or simply misunderstood, is receivables factoring. If the business owner wants to ensure the viability of their business then it is vital that they address the issue of cash flow. Factoring receivables is an easy way to boost your cash flow to meet needs such as payroll, supply purchasing, and the day-to-day expenses of running a business.

When the business owner sets up their business they have a passion about the goods or services they provide. Seldom does cash flow, invoicing, or past-due collections appear on the business plan. Those items, in truth, are vital to the success of the business. A factoring firm cannot only assist with the immediate needs of cash flow but can often help the business drive their receivable collections. A receivables factoring firm can partner with a small business to be their out-sourced accounts receivable department.

If you, or someone you know, can benefit from the alternate financial offerings a receivables factoring provider has to offer, please contact us to see how we can assist you to grow your business.

When you own your own business and are responsible for driving that business to success, there is a lot riding on you. Is that business the sole provider for your family? Do you have employees? If so, they look to you to make decisions that will drive the business to success. Often times your community may also rely on you; from employer to provider of goods/services necessary to the well-being of the community, your small business has value. When you stop to think about your business and your cash flow do you think “ahhhh…” or “aargh!”?

If you are experiencing the perpetual anxiety side of the ‘business finance’ coin, you are not alone. Whether it is our unsettling economic times or just the normal rhythm of small business, many small business owners are feeling stressed about their cash flow. Luck rarely has anything to do with business success… planning and savvy business decisions have everything to do with your business realizing its full potential.

Frequently business owners live with inconsistent cash flow that often falls short of keeping the business moving forward in the direction of growth. Be it months or years of struggle, frustration, and anxiety, those things sap your potential and energy. When caught up in this cycle it is very difficult to strategize and build you business. If you find that you are caught up in this cycle, consider factoring. Factoring your receivables can release the worry and put you back on the road to business success and growth. American Funding Solutions provides factoring services to meet your cash flow needs. We can work with you when banks may not be able to provide assistance. Our relationship doesn’t rely on how long you have been in business, your person credit, or the credit worthiness of your business. Instead we review the credit worthiness of your customers. Invoice factoring is not a loan… we offer funding based on your receivables. Factoring can be a win/win solution to improve cash flow without going into debt.

In the small business community you will quite often hear the #1 thing that keeps a small business owner up at night is cash flow concerns. Whether supplying goods or services, working with research and development issues, or the decision to have a brick and mortar store; cash flow is the driving concern for most, if not all, business owners. Getting your company operating in the black and keeping it there is no small challenge, especially in the current economic climate.

When confronted with a cash flow short fall the business owner will often seek out financing to help the company over the bump in the road. Financial institutions, such as banks, are normally not able to assist for the short term, especially if the business is a startup or for some other reason not considered credit worthy. The best place to turn for such short term assistance is a receivables factoring provider.  The factoring company is effective at this type of assistance because they are able to leverage a small business’ outstanding receivables to provide cash, as well as offering efficient management of outstanding invoices.

If you have additional questions about how factoring can assist you in driving your business forward please contact us. We have great funding options to the standard loan options that will allow you to keep the cash flowing and your business growing without the liability of a loan. Put your receivables to work for you!

1. Your customer places an order for goods or services from you.
2. You provide the invoice for said goods/services to American Funding Solutions.
3. You receive funding, usually within 24 hours.
4. You utilize those funds to keep your cash flow moving, so you can continue to provide goods/services to your customers.
5. American Funding Solutions partners with you to drive your collections.

We at American Funding Solutions are a group of professionals passionate about helping you build your business. We are experts in our field and we treat our clients with integrity, honesty, and fairness. Our goal is to provide excellent service to allow our clients to grow their businesses. To that end, we supply our clients with not only the cash flow to keep their business prospering, but also knowledge about our products to allow them to make savvy financial decisions about how to best utilize our services.

A growing business’ most valuable asset may be their accounts receivable. Traditional banking institutions generally do not often recognize those types of assets as credit-worthy. With American Funding Solutions the business owner is able to utilize just those types of assets to secure the cash flow to allow them to take control of their business and the cash flow available to them. We can meet your financial needs to procure payment discounts offered by your suppliers, make payroll, and a host of other things to keep your business growing.