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Business Unsecured

 

Designed for businesses with 2 years or more ownership. We understand the needs of small business owners and are committed to making the financing process as simple as possible. These loans are generally uncollateralized and are secured by your good credit and promise to repay.

Type of Product: Unsecured, fixed or variable rate loan and/or revolving line of credit and/or revolving line of credit accessed by personalized checks.

Time In Business: 2 Years+  

Ownership: Personal credit and guarantee of all owners with 10% interest.

Sales Qualifications: Minimum Sales of $500,000 annually

Ownership: Personal credit and guarantee of all owners with 10% interest

Processing Time: Approvals within 3-7 business days of application

Funding Time: Funding within 7 business days of approval

Funding Range: $50,000 to $250,000

Loan amounts will vary based upon: Time in Business, Nature of Business, Annual Gross Sales and Income, Business and Personal Credit History and Past High Credit limit. Personal Guarantee Required.

Credit Requirements: Personal Credit Score of 680 with established credit, no history of late payments or major derogatory items.  

Documentation: Requests over $50,000 may require financials**

Loan request over $50,000 may require 2 years Business and Personal Tax Returns.  

Rates & Terms: Competitive rates from Prime + 3% to Prime + 9.5% /Terms: 24 to 84 months

Success Fee: 8.9 % of funded amount, payable upon receipt of fund (If not funded, no fee is due.)

 

Apply Today!!!   

Click on the link below to apply On-line

http://www.AmericaOneUnsecured.com/?AID=50804

(Please input AID050804 in the Referring Agent field)